# PAN API

> Verify a PAN in real time. Endpoint: `POST https://api-b2b.stampmitra.in/v1/verify/pan`.

Price: ₹5 per successful call, pay-as-you-go (lower on Growth and Scale). Sandbox keys are free. Prices exclude 18% GST.

- HTML docs: https://developer.stampmitra.in/docs/verification/pan
- Product page: https://developer.stampmitra.in/products/pan
- Pricing: https://developer.stampmitra.in/pricing
- Authentication: https://developer.stampmitra.in/docs/auth

## Verify PAN

`POST https://api-b2b.stampmitra.in/v1/verify/pan`

Required scope: `verification.pan.read`

Validates and verifies a PAN. Requires the `verification.pan.read` scope on the API key. Metered as `pan.verify` after a successful response - usage is only recorded (and the fulfilment wallet debited, for priced services) once verification completes successfully. The response below is the exact real shape returned by `/v1/verify/pan`, including its `referenceId` field.

### Parameters

- `Authorization` (header, required): Bearer <api-key> (e.g. sk_test_... in sandbox, sk_live_... in production). The x-api-key header is also accepted.
- `pan` (string, required): PAN, format ABCDE1234F.
- `name` (string, optional): Name to match against records (max 256 chars).

### Request example

```json
{
  "pan": "ABCDE1234F",
  "name": "Rahul Kumar"
}
```

### Response example

```json
{
  "referenceId": "SMV-20260927-8F42K7",
  "pan": "ABCDE1234F",
  "type": "Individual",
  "valid": true,
  "registeredName": "RAHUL KUMAR",
  "fatherName": "SURESH KUMAR",
  "panStatus": "VALID",
  "panStatusCode": "E",
  "panStatusDescription": "Existing and valid PAN",
  "nameMatchResult": "MATCH",
  "nameMatchScore": "100",
  "aadhaarSeedingStatus": "y",
  "aadhaarSeedingStatusDescription": "Aadhaar linked",
  "lastUpdatedAt": "2023-04-01",
  "message": "PAN is Valid"
}
```

### Errors

- 401: Missing or invalid API key
- 403: Valid key, missing required scope
- 400: Validation error
- 402: Insufficient wallet balance
- 429: Rate limited
- 502: Upstream verification service unreachable

Notes: Input format is validated up front - a malformed pan/gstin/etc. fails fast with a 400 rather than being submitted for verification. referenceId (format SMV-YYYYMMDD-XXXXXXX) is StampMitra's own transaction id for this call and is always present, including on a negative (valid: false / found: false) result - both positive and negative determinations are completed, billable verifications. This is not an idempotency key.